The purpose of Title Insurance is to protect the buyer against any loss which may arise from a defective title. There can be what’s known as “hidden title problems”, which may surface after closing. Regardless of careful title examination, matters including but not limited to Forged Instruments, Undisclosed Heirs and Defective Deeds, can disrupt a person’s use and enjoyment of their newly acquired home. These can also result in financial loss as well.
Your Title Insurance Policy offers you the assurance that the Title Company, and its Underwriter, will stand behind you, should any of these unforeseen circumstances ever present themselves.
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